We help banks and fintechs build the data infrastructure and analytics capabilities needed to measure client profitability, sharpen customer strategy, and make better decisions — faster.
The full data journey — from core banking to actionable insight
What we do
Every engagement is grounded in the specific data challenges banks and fintechs face — not generic analytics consulting repackaged.
We build end-to-end client profitability models that allocate revenue, cost of funds, credit risk, and operating costs to individual customers and segments — giving your leadership team a true P&L view at the relationship level.
Deliverables include
Core Service
Automated, auditable reporting pipelines for stress testing, capital adequacy, liquidity reporting, and other regulatory requirements — built on platforms your examiners trust.
Core Service
Connect your finance, treasury, and business teams to a single version of the truth — net interest margin, fee income analysis, efficiency ratio, and forward-looking FP&A.
Core Service
Modern cloud data stacks purpose-built for fintech growth — real-time transaction pipelines, fraud analytics, cohort analysis, and investor-grade reporting.
Core Service
Production-ready Tableau and Power BI environments with governance, row-level security, and self-service capability designed for financial institutions.
Core Service
End-to-end Snowflake and Oracle deployments — from warehouse architecture and core banking data ingestion through governed self-service analytics.
Most banks and fintechs know their product margins. Very few truly understand which individual client relationships are profitable — and by how much.
Our client profitability practice combines funds transfer pricing, cost allocation, risk-adjusted return modeling, and behavioral analytics to give your team a relationship-level P&L that's actionable, not just informational.
The result: you know which clients to deepen, which to reprice, and where your growth investments will generate the highest return.
Platform expertise
We extract, normalize, and integrate data from FIS core banking platforms — deposits, loans, GL — into your analytics environment.
Proficiency with Fiserv DNA, Signature, and the modern Finxact cloud-native core — mapping transactions and customer records into analytical models.
Deep experience integrating Finacle's retail and corporate banking modules into enterprise data warehouses and reporting layers.
Connecting Finastra's Fusion suite — Fusion Horizon, Fusion Phoenix, and Fusion Essence — to Snowflake and Oracle analytics platforms.
End-to-end Oracle FLEXCUBE data extraction paired with Oracle Analytics Cloud and Oracle ADB for seamless, native reporting.
How we work
We map your data landscape, understand your business model, and identify the highest-value analytics opportunities.
We design the right platform stack, data model, and implementation roadmap — built around your specific regulatory and business context.
Our consultants deploy pipelines, models, and dashboards. We work alongside your team throughout, not in isolation.
We train your team, document everything, and tune for performance — so you own the solution and can grow it independently.
Why Ticking Trend
Most data consulting firms understand analytics. Few understand the nuances of funds transfer pricing, regulatory capital, or what it means to build an enterprise analytics platform inside a federally regulated institution. We do — because we've done it.
Learn about our teamDeep financial services domain knowledge — we understand banking P&L, regulatory constraints, and how data flows through a financial institution
Hands-on practitioners, not slide-deck consultants — our team has built and operated these systems inside banks and fintechs
Technology-agnostic advice — we recommend what fits your needs, not what benefits a vendor relationship
We build your team's capability so you're never dependent on us
Client profitability expertise that most data consultants simply don't have
Regulated industry experience: AML, CCAR, CECL, Basel, and data governance for financial institutions
Ready to get started?
Whether you're starting a client profitability initiative or modernizing your entire data infrastructure, we'd love to learn about your challenges.